Privacy Policy

Last updated: January 3, 2026

At Nobistart S.A.S. ("Nobistart") we take the protection of your personal data very seriously. This Privacy Policy describes how we collect, use, store and protect the information of our users at nobistart.com, in accordance with the Organic Law for the Protection of Personal Data (LOPDP) of Ecuador.

1. Data controller

Nobistart S.A.S., Tax ID (RUC) 1793225648001, with tax address at Av. Naciones Unidas E7-95 and Amazonas, La Previsora Building, Tower A, Floor 12, Quito, Ecuador, is the controller of your personal data. Data Protection Officer contact: privacidad@nobistart.com.

2. Data we collect

We collect the data you voluntarily provide when subscribing to the newsletter (name and email), browsing data (IP address, browser type, pages visited) and, when applicable, identity verification data required by Ecuadorian financial regulations.

3. Purposes of processing

We use your data to: (a) send you information on projects, market reports and educational content; (b) respond to your queries; (c) comply with legal and regulatory obligations in Ecuador; (d) improve the site experience through anonymised statistics.

4. Legal basis

We process your data based on your express consent, the performance of a contractual relationship, compliance with applicable legal obligations and the legitimate interest of Nobistart to continuously improve the service.

5. Data retention

We keep your personal data as long as there is a relationship with Nobistart and, after its end, for the applicable legal periods (minimum five years for financial transactions, under the rules in force in Ecuador).

6. Recipients

We may share your data with technology providers acting as processors (transactional email, analytics, hosting), always under a confidentiality agreement. We do not sell or assign your data to third parties for commercial purposes.

7. Your rights

You can exercise your rights of access, rectification, update, deletion, objection, portability and not to be subject to automated decisions by writing to privacidad@nobistart.com. You have the right to file a complaint with the Superintendencia de Protección de Datos Personales of Ecuador.

8. Security

We apply reasonable technical and organisational measures to protect your data, including encryption in transit (TLS 1.3), access controls and periodic audits.

9. Changes to this policy

We may update this Privacy Policy to reflect regulatory changes or changes to our services. The current version will be published on this page with its update date.

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Contact

  • AddressAv. Naciones Unidas E7-95 and Amazonas, La Previsora Building, Tower A, Floor 12, Quito 170135, Ecuador.
  • Emailhola@nobistart.com
  • Phone+593 2 500 4820
  • HoursMonday to Friday, 09:00 to 18:00 (ECT)
Legal information · Nobistart S.A.S.
Tax ID (RUC): 1793225648001
Registry: Superintendencia de Compañías file No. 458,921
License: Alternative Financial Activities Registry No. MPCEIP-2024-01187
Jurisdiction: Quito, Pichincha, Republic of Ecuador
Year of incorporation: 2023
Incorporated and supervised by the Ecuadorian Superintendencia de Compañías, Valores y Seguros.

Investments in participative loans are not bank deposits and are not covered by COSEDE. Past performance does not guarantee future results. Read every project fact sheet carefully before investing.

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